Whatify
For ProfessionalsNewAffordability Calculator
Whatify
For ProfessionalsNewAffordability Calculator
Affordability Calculator

Can I Afford This?

Beyond what lenders say. We calculate what you can actually afford.

£
£
£
£50,000£2,000,000
The Verdict

Your Target

£350,000

Stress Tested

£191,420

4.5x Income

£310,000

Estimated Monthly Payment£2,011/mo
£350,000
£0£800,000

Out of Reach

This exceeds the 4.5x income cap. You'd need £40,000 more deposit or higher income. Safe limit: £191,420.

See How To Make It Work

Full financial simulation available in Dashboard

Mortgage Rate: 6.75%•Stress Test Rate: 9.8%•LTV: 89%
Estimated Verdict
Out of Reach£350,000