Beyond what lenders say. We calculate what you can actually afford.
House or flat purchase with mortgage
House or flat purchase with mortgage
Your Target
£350,000
Stress Tested
£191,420
4.5x Income
£310,000
This exceeds the 4.5x income cap. You'd need £40,000 more deposit or higher income. Safe limit: £191,420.
Full financial simulation available in Dashboard