Choose a scenario below to see how Whatify helps you make confident financial decisions
gone in 4 years of rent
That's the cost of renting in London over 4 years at £1,800/month.
But what if you could use that money differently? Let's explore your options.
Same starting point, 5 years later
Owns · £1,200/month mortgage
£67,500/yr salary
Net Worth After 5 Years
£0
Rents · £1,800/month
£75,000/yr salary
Net Worth After 5 Years
£0
Manchester path builds £101,147 in home equity
London path keeps higher salary and career opportunities
But numbers don't tell the whole story - lifestyle, career growth, and personal goals matter too
Stress-test both scenarios - see what happens
London (Rent)
Salary: £75,000/yr
Rent (now): £1,800/month
Take-home: £4,442/month
Manchester (Buy)
Salary: £67,500/yr (-10%)
Mortgage: £1,055/month at 4.5%
Commute: £320/month
Take-home: £4,079/month
Interest Rate
4.5%
Money Left in Your Pocket (Now)
£2,704/month
After mortgage + commute
Housing % of Income
34%
Status
Stretching
Right now: Buying leaves £62/month more
Plus you're building £274/month in equity
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